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▲ 12%
1,247
Total Members
▲ 8.4%
₦482.5M
Total Savings
▼ 2.1%
₦156.2M
Active Loans
▲ 5
23
Pending Approvals
Monthly Savings vs Loans
Loan Recovery
87%
Recovery
₦136.1M recovered
of ₦156.2M disbursed
Recent Transactions
| ID | Member | Type | Amount | Date | Status |
|---|---|---|---|---|---|
| #TRX-8921 | Chukwuemeka Okafor | Savings Deposit | +₦150,000 | Apr 28, 2026 | Completed |
| #TRX-8920 | Amina Bello | Loan Repayment | +₦45,000 | Apr 27, 2026 | Completed |
| #TRX-8919 | Obi Nwachukwu | Loan Disbursement | -₦500,000 | Apr 26, 2026 | Processing |
| #TRX-8918 | Fatima Ibrahim | Dividend Payout | +₦32,500 | Apr 25, 2026 | Completed |
| #TRX-8917 | Emeka Johnson | Withdrawal | -₦80,000 | Apr 24, 2026 | Pending |
System Health All Systems Operational
🟢
API Gateway
99.98% uptime
🟢
Database
12ms latency
🟢
E-Voting Engine
Encrypted & Audited
🟢
Notification Queue
0 backlog
Member Directory
CO
Chukwuemeka Okafor
ID: M-10247 · Active
AB
Amina Bello
ID: M-10248 · Active
ON
Obi Nwachukwu
ID: M-10249 · Pending
FI
Fatima Ibrahim
ID: M-10250 · Active
EJ
Emeka Johnson
ID: M-10251 · Active
NO
Ngozi Okonkwo
ID: M-10252 · Suspended
▲ 6.2%
₦482.5M
Total Savings Pool
▲ 4.1%
₦38.2M
Monthly Contributions
▲ 2.8%
₦12.4M
Fixed Deposits
Main Savings Wallet
Primary₦1,840,000.00
Available balance · Member: Chukwuemeka O.
Target: ₦2,500,00074%
Thrift Contribution
Fixed₦450,000.00
Monthly ₦50,000 · 9 of 12 months
Cycle Progress75%
Emergency Fund
Flexible₦125,000.00
Withdraw anytime · No penalties
Minimum: ₦100,000125%
Transaction History
| Date | Wallet | Description | Amount | Balance |
|---|---|---|---|---|
| Apr 28, 2026 | Main Savings | Monthly Contribution | +₦50,000 | ₦1,840,000 |
| Apr 15, 2026 | Thrift | Thrift Deposit | +₦50,000 | ₦450,000 |
| Apr 10, 2026 | Emergency | Withdrawal | -₦25,000 | ₦125,000 |
| Mar 28, 2026 | Main Savings | Monthly Contribution | +₦50,000 | ₦1,790,000 |
| Mar 15, 2026 | Thrift | Thrift Deposit | +₦50,000 | ₦400,000 |
▼ 2.1%
₦156.2M
Active Loan Portfolio
▲ 4.3%
87%
Recovery Rate
▲ 3
12
Pending Applications
Loan Products
Housing Loan
For property acquisition & renovation
Asset Acquisition
For vehicles, equipment & machinery
Business Support
For SME growth & working capital
Loan Application Tracker
| Application ID | Applicant | Product | Amount | Status | Stage | Action |
|---|---|---|---|---|---|---|
| #LN-4521 | Chukwuemeka Okafor | Housing Loan | ₦2,500,000 | Under Review | Credit Committee | |
| #LN-4520 | Amina Bello | Asset Acquisition | ₦800,000 | Approved | Disbursement | |
| #LN-4519 | Emeka Johnson | Business Support | ₦500,000 | Guarantor Pending | Guarantor | |
| #LN-4518 | Fatima Ibrahim | Housing Loan | ₦1,200,000 | Rejected | Closed |
▲ 3.2%
₦624.7M
Total Assets
▲ 5.1%
₦48.3M
Net Profit (YTD)
▲ 1.8%
7.7%
Return on Assets
Chart of Accounts
| Code | Account Name | Type | Balance |
|---|---|---|---|
| 1001 | Cash & Bank | Asset | ₦124.5M |
| 1201 | Member Savings | Liability | ₦482.5M |
| 1301 | Loans Receivable | Asset | ₦156.2M |
| 2001 | Share Capital | Equity | ₦50.0M |
| 4001 | Interest Income | Income | ₦18.4M |
| 5001 | Operating Expenses | Expense | ₦8.2M |
Trial Balance Summary
Total Debits
All asset & expense accounts
₦624.7M
Total Credits
All liability, equity & income accounts
₦624.7M
Difference
Balanced — Auto-verified
₦0.00
Profit & Loss Summary — Q1 2026
| Category | Jan | Feb | Mar | Q1 Total |
|---|---|---|---|---|
| Interest Income | ₦5.2M | ₦5.8M | ₦6.1M | ₦17.1M |
| Dividend Income | ₦0.8M | ₦0.9M | ₦1.0M | ₦2.7M |
| Fee Income | ₦0.3M | ₦0.4M | ₦0.3M | ₦1.0M |
| Total Income | ₦6.3M | ₦7.1M | ₦7.4M | ₦20.8M |
| Operating Expenses | ₦2.1M | ₦2.3M | ₦2.4M | ₦6.8M |
| Loan Loss Provision | ₦0.5M | ₦0.6M | ₦0.5M | ₦1.6M |
| Net Profit | ₦3.7M | ₦4.2M | ₦4.5M | ₦12.4M |
Live Election
Closes in 2 days, 14 hours
Lagos Cooperative Society — 2026 Board Elections
Secure, anonymous, and auditable e-voting for cooperative governance. One member, one vote. Results are cryptographically sealed until the official release time.
1,247
Registered Voters
892
Votes Cast
71.5%
Turnout
5
Positions
Setup
→
Nomination
→
Approval
→
Campaign
→
Voting
→
Monitoring
→
Results
Positions & Candidates
Position: President
CO
Chukwuemeka Okafor
President
"I will prioritize financial transparency, member welfare programs, and digital transformation of our cooperative operations. My focus is on sustainable growth and inclusive governance."
AB
Amina Bello
President
"My vision is to expand our loan portfolio while maintaining our 95% recovery rate. I will introduce youth-focused savings products and strengthen our community outreach programs."
FI
Fatima Ibrahim
President
"With 15 years of cooperative experience, I pledge to enhance dividend distribution fairness, improve audit processes, and build stronger partnerships with financial institutions."
Position: Treasurer
EJ
Emeka Johnson
Treasurer
"As a certified accountant, I will ensure rigorous financial controls, monthly financial reporting to members, and optimize our investment strategy for maximum returns."
NO
Ngozi Okonkwo
Treasurer
"I commit to real-time financial dashboards for all members, automated reconciliation processes, and zero-tolerance for financial irregularities. Transparency is my mandate."
Audit Trail
Verified
| Timestamp | Event | Hash | Status |
|---|---|---|---|
| Apr 28, 2026 09:00:00 UTC | Election created & parameters set | 0x7a3f...e9d2 | Immutable |
| Apr 28, 2026 10:15:00 UTC | Nomination window opened | 0x8b4c...f1a3 | Immutable |
| Apr 29, 2026 14:30:00 UTC | 6 candidates approved by committee | 0x9d5e...g2b4 | Immutable |
| Apr 30, 2026 08:00:00 UTC | Voting period commenced | 0x1a6f...h3c5 | Immutable |
| Apr 30, 2026 12:34:00 UTC | Vote #892 cast (anonymized) | 0x2b7g...i4d6 | Sealed |
48
Reports Generated (YTD)
32
PDF Exports
16
Excel Exports
Financial Reports
Balance Sheet — Q1 2026
Income Statement — Q1 2026
Cash Flow Statement — Q1 2026
Member Savings Report — Apr 2026
Loan Performance
Portfolio at Risk Report
Recovery Rate Analysis
Defaulted Loans Register
Election Reports
Voter Turnout Analysis
Election Audit Certificate
Candidate Nomination Report
SaaS Tenants Multi-Tenant
| Tenant | Members | Savings | Loans | Plan | Status | Health |
|---|---|---|---|---|---|---|
| Lagos Cooperative Society lagos.coopsync.app |
1,247 | ₦482.5M | ₦156.2M | Enterprise | Active | 🟢 99.9% |
| Abuja Farmers Union abuja.coopsync.app |
856 | ₦210.3M | ₦78.5M | Professional | Active | 🟢 99.7% |
| Port Harcourt Traders Coop phc.coopsync.app |
432 | ₦95.8M | ₦34.2M | Standard | Active | 🟢 99.5% |
| Kano Women Cooperative kano.coopsync.app |
312 | ₦45.2M | ₦12.8M | Standard | Trial | 🟡 98.2% |
| Ibadan Transport Union ibadan.coopsync.app |
189 | ₦28.6M | ₦8.4M | Standard | Suspended | 🔴 92.1% |
General Settings
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Maximum retention: 7 years per regulatory requirements
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