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Welcome back, Admin — Lagos Cooperative Society
AD
▲ 12%
1,247
Total Members
💰
▲ 8.4%
₦482.5M
Total Savings
📄
▼ 2.1%
₦156.2M
Active Loans
📋
▲ 5
23
Pending Approvals
Monthly Savings vs Loans
Loan Recovery
87%
Recovery
₦136.1M recovered
of ₦156.2M disbursed
Recent Transactions
IDMemberTypeAmountDateStatus
#TRX-8921Chukwuemeka OkaforSavings Deposit+₦150,000Apr 28, 2026Completed
#TRX-8920Amina BelloLoan Repayment+₦45,000Apr 27, 2026Completed
#TRX-8919Obi NwachukwuLoan Disbursement-₦500,000Apr 26, 2026Processing
#TRX-8918Fatima IbrahimDividend Payout+₦32,500Apr 25, 2026Completed
#TRX-8917Emeka JohnsonWithdrawal-₦80,000Apr 24, 2026Pending
System Health All Systems Operational
🟢
API Gateway
99.98% uptime
🟢
Database
12ms latency
🟢
E-Voting Engine
Encrypted & Audited
🟢
Notification Queue
0 backlog
Member Directory
CO
Chukwuemeka Okafor
ID: M-10247 · Active
Savings
₦2.4M
Loans
₦0
Joined
Mar 2023
AB
Amina Bello
ID: M-10248 · Active
Savings
₦1.8M
Loans
₦300K
Joined
Jun 2022
ON
Obi Nwachukwu
ID: M-10249 · Pending
Savings
₦0
Loans
₦0
Joined
Apr 2026
FI
Fatima Ibrahim
ID: M-10250 · Active
Savings
₦3.1M
Loans
₦0
Joined
Jan 2021
EJ
Emeka Johnson
ID: M-10251 · Active
Savings
₦890K
Loans
₦150K
Joined
Aug 2024
NO
Ngozi Okonkwo
ID: M-10252 · Suspended
Savings
₦450K
Loans
₦200K
Joined
Feb 2020
💰
▲ 6.2%
₦482.5M
Total Savings Pool
📅
▲ 4.1%
₦38.2M
Monthly Contributions
▲ 2.8%
₦12.4M
Fixed Deposits
Main Savings Wallet
Primary
₦1,840,000.00
Available balance · Member: Chukwuemeka O.
Target: ₦2,500,00074%
Thrift Contribution
Fixed
₦450,000.00
Monthly ₦50,000 · 9 of 12 months
Cycle Progress75%
Emergency Fund
Flexible
₦125,000.00
Withdraw anytime · No penalties
Minimum: ₦100,000125%
Transaction History
DateWalletDescriptionAmountBalance
Apr 28, 2026Main SavingsMonthly Contribution+₦50,000₦1,840,000
Apr 15, 2026ThriftThrift Deposit+₦50,000₦450,000
Apr 10, 2026EmergencyWithdrawal-₦25,000₦125,000
Mar 28, 2026Main SavingsMonthly Contribution+₦50,000₦1,790,000
Mar 15, 2026ThriftThrift Deposit+₦50,000₦400,000
📄
▼ 2.1%
₦156.2M
Active Loan Portfolio
▲ 4.3%
87%
Recovery Rate
▲ 3
12
Pending Applications
Loan Products
🏠
Housing Loan
For property acquisition & renovation
Max Amount
₦5,000,000
Interest Rate
8% p.a.
Tenure
36 months
Guarantors
2 Required
🚗
Asset Acquisition
For vehicles, equipment & machinery
Max Amount
₦3,000,000
Interest Rate
10% p.a.
Tenure
24 months
Guarantors
1 Required
💼
Business Support
For SME growth & working capital
Max Amount
₦2,000,000
Interest Rate
12% p.a.
Tenure
18 months
Guarantors
2 Required
Loan Application Tracker
Application IDApplicantProductAmountStatusStageAction
#LN-4521 Chukwuemeka Okafor Housing Loan ₦2,500,000 Under Review Credit Committee
#LN-4520 Amina Bello Asset Acquisition ₦800,000 Approved Disbursement
#LN-4519 Emeka Johnson Business Support ₦500,000 Guarantor Pending Guarantor
#LN-4518 Fatima Ibrahim Housing Loan ₦1,200,000 Rejected Closed
▲ 3.2%
₦624.7M
Total Assets
💰
▲ 5.1%
₦48.3M
Net Profit (YTD)
📈
▲ 1.8%
7.7%
Return on Assets
Chart of Accounts
CodeAccount NameTypeBalance
1001Cash & BankAsset₦124.5M
1201Member SavingsLiability₦482.5M
1301Loans ReceivableAsset₦156.2M
2001Share CapitalEquity₦50.0M
4001Interest IncomeIncome₦18.4M
5001Operating ExpensesExpense₦8.2M
Trial Balance Summary
Total Debits
All asset & expense accounts
₦624.7M
Total Credits
All liability, equity & income accounts
₦624.7M
Difference
Balanced — Auto-verified
₦0.00
Profit & Loss Summary — Q1 2026
CategoryJanFebMarQ1 Total
Interest Income₦5.2M₦5.8M₦6.1M₦17.1M
Dividend Income₦0.8M₦0.9M₦1.0M₦2.7M
Fee Income₦0.3M₦0.4M₦0.3M₦1.0M
Total Income₦6.3M₦7.1M₦7.4M₦20.8M
Operating Expenses₦2.1M₦2.3M₦2.4M₦6.8M
Loan Loss Provision₦0.5M₦0.6M₦0.5M₦1.6M
Net Profit₦3.7M₦4.2M₦4.5M₦12.4M
Live Election Closes in 2 days, 14 hours
Lagos Cooperative Society — 2026 Board Elections
Secure, anonymous, and auditable e-voting for cooperative governance. One member, one vote. Results are cryptographically sealed until the official release time.
1,247
Registered Voters
892
Votes Cast
71.5%
Turnout
5
Positions
Setup
Nomination
Approval
Campaign
Voting
Monitoring
Results
🔒
End-to-end encrypted voting. Your vote is anonymous and cannot be traced back to you. The system uses zero-knowledge proofs to verify vote validity without revealing identity. Audit trail preserves anonymity.
Positions & Candidates
Position: President
CO
Chukwuemeka Okafor
President
"I will prioritize financial transparency, member welfare programs, and digital transformation of our cooperative operations. My focus is on sustainable growth and inclusive governance."
AB
Amina Bello
President
"My vision is to expand our loan portfolio while maintaining our 95% recovery rate. I will introduce youth-focused savings products and strengthen our community outreach programs."
FI
Fatima Ibrahim
President
"With 15 years of cooperative experience, I pledge to enhance dividend distribution fairness, improve audit processes, and build stronger partnerships with financial institutions."
Position: Treasurer
EJ
Emeka Johnson
Treasurer
"As a certified accountant, I will ensure rigorous financial controls, monthly financial reporting to members, and optimize our investment strategy for maximum returns."
NO
Ngozi Okonkwo
Treasurer
"I commit to real-time financial dashboards for all members, automated reconciliation processes, and zero-tolerance for financial irregularities. Transparency is my mandate."
Audit Trail
Verified
TimestampEventHashStatus
Apr 28, 2026 09:00:00 UTCElection created & parameters set0x7a3f...e9d2Immutable
Apr 28, 2026 10:15:00 UTCNomination window opened0x8b4c...f1a3Immutable
Apr 29, 2026 14:30:00 UTC6 candidates approved by committee0x9d5e...g2b4Immutable
Apr 30, 2026 08:00:00 UTCVoting period commenced0x1a6f...h3c5Immutable
Apr 30, 2026 12:34:00 UTCVote #892 cast (anonymized)0x2b7g...i4d6Sealed
48
Reports Generated (YTD)
📄
32
PDF Exports
📊
16
Excel Exports
Financial Reports
Balance Sheet — Q1 2026
Income Statement — Q1 2026
Cash Flow Statement — Q1 2026
Member Savings Report — Apr 2026
Loan Performance
Portfolio at Risk Report
Recovery Rate Analysis
Defaulted Loans Register
Election Reports
Voter Turnout Analysis
Election Audit Certificate
Candidate Nomination Report
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